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Which Sink Style Do You Prefer?

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Which Sink Style Do You Prefer?

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Which Sink Style Do You Prefer?

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Which Sink Style Do You Prefer?

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Which Bathroom Feature is Most Important to You?

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Which Backsplash Do You Like the Most?

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Which Faucet Would You Put in Your Kitchen?

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Which Sink Style Do You Prefer?

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Which Exterior Do You Want Your Dream Home to Have?

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Which Garage Door Best Matches Your Dream Home?

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Which Brick Style Do You Like The Most?

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Which Door Best Matches Your Aesthetic?

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Which Color Palette Do You Prefer ?

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How Much Does it Cost to Replace A Window?

The national average cost of a window replacement is $5,114.

A typical range of costs is $2,606 – $7,650.

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How Much Does It Cost to Replace Your Roof?

The national average cost of a roof replacement is $7,525.

A typical range of costs is $5,182 – $10,052.

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How Much Does it Cost to Remodel a Kitchen?

The national average cost of a kitchen remodel is $23,123.

A typical range of costs is $12,544 – $34,415.

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How Much Does it Cost to Remodel a Bathroom?

The national average cost of a bathroom remodel is $10,272.

A typical range of costs is $5,945 – $14,793.

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How Much Does it Cost to Install Flooring?

The national average cost of new flooring is $2,890.

A typical range of costs is $1,527 – $4,385.

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digitalrate.info

70 S. Val Vista Dr, Ste A3 #477

Gilbert, AZ 85296

Privacy Policy

PLEASE READ THIS PRIVACY POLICY CAREFULLY. BY ACCESSING OR USING THE SITES OR SERVICES, YOU
ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND, AND AGREE TO BE BOUND TO ALL THE TERMS
AND CONDITIONS OF THIS PRIVACY POLICY.

IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE EXIT THIS PAGE AND DO NOT ACCESS OR USE
THE SITES OR SERVICES.

1.0 Our Commitment to Privacy

a. Digitalrate.info respects the importance of consumer information security and personal privacy.
Further, Digitalrate.info is committed to handling a consumer’s information in a secure environment.
Therefore, we have made it a critical focus to protect the confidentiality and security of the personal
information you provide us.

b. This Privacy Policy discloses the privacy practices of Digitalrate.info, an Colorado limited liability
company and its affiliates and subsidiaries, (collectively “Digitalrate.info”, “we”, “us”, “our”, or
“Company”) and governs the use of the this website, or other Company products and services
(collectively, the “Services”) by users of the Services (“you” or “your” ).

c. We have created this Privacy Policy to inform you about what information we collect, how we use and
share your information, and our privacy practices.

2.0 The Information We Collect

a. We or our client network/vendors may collect two types of information: Personally Identifiable
Information (“PII”) and Non-Personally Identifiable Information (“Non-PII).

b. PII – PII is information that identifies a specific user of the Services and is provided by the user.

c. When you engage in certain activities on the Services, such as when you register to use the Services,
you may be asked to provide certain information about yourself that we will collect and store. This
information may include, but is not limited to: first and last name, physical address, email address,
phone number and other information specific to the product you have expressed interest in.

d. Depending on what activity you are engaged in, some of the information that may be requested will
be identified as mandatory or as voluntary.

e. If you do not wish to provide the mandatory information for a particular activity, you will not be
permitted to engage in that activity.

f. You do not have to engage in the activities in which we ask you to provide such information. But if you
choose to do so, additional information may be requested, such as your first and last name, gender,
email address or date of birth.

g. We log Internet protocol (IP) server addresses for system administration purposes and catalog traffic
patterns through the Sites. This information may or may not be linked to a consumer’s personal
information at our discretion.

h. Non-PII: Non-PII is information that identifies your computer and its navigational patterns through the
Services (but not a specific user).

i. We may automatically collect Non-PII information when you visit the Services, through the use of a
variety of tools including cookies (small text files that are stored on a user’s computer for recordkeeping
purposes and which contain information about that user’s computer), or other available data
analysis or collection technologies.

3.0 How We Use and Share Information

a. We use the information we collect to (a) provide, maintain, and protect the Services; (b) notify you of
promotions, special events, new services and special offers, for example, through e-mails; (c) tailor our
product offerings, customer service and overall experience; (d) improve the content, operation,
appearance and utility of the Services; (e) conduct surveys, research and evaluations; (f) troubleshoot
and resolve disputes; (g) gather demographic data and (h) accomplish other administrative tasks.

b. Cookies: Cookies are small bits of code, usually stored on a user’s computer hard drive, which enable
a Website to \”personalize\” itself for each user. Cookies allows us to identify files on your computer
and record your preferences and other data about your visit to our website so that when you return to
the website we are aware of who you are and can help personalize your next visit here. Please note that
cookies may be linked to personal information about you. The use of cookies allows us to keep track of
your information and prevents you from having to reenter your information at each connection.
Potential consumer tracking data collected by us is used to optimize your experience by delivering
targeted advertising (or allow third parties to deliver targeted advertising) on our website and the
websites of our client network/vendors. If you wish to disable cookies, you may do so on your computer
or other devices. PLEASE NOTE: Often times, if cookies settings are changed or disabled, you may
experience site features that don’t function properly, limiting your personalized experience.

c. Cross-Device Advertising and Tracking: Digitalrate.info may collect and use the above mentioned data
for cross-device advertising purposes. This process allows consumers to experience a personalized,
informative advertisement that targets specific product interests over multiple devices. The information
may also be used for analytics, and reporting purposes such as an advertisement effectiveness and
overall campaign success.

Digitalrate.info may implement cross device advertising and tracking through two methods:

1. We may use a deterministic approach which may identify and track consumers across devices through
identifying characteristics such as a consumer login account. This information may also be used to
connect data across different devices.

2. We may also use a probabilistic method which may identify and track consumers through an IP
address and the utilization of cookies. This information may also be used to connect data across
different devices.

These methods allow information about your use of websites or applications on your browser or device
to be combined and used with information from your other browsers or devices. I.e. Your tablet and cell
phone. This enables delivery of advertisements or informational data to your multiple devices.

d. Push Notifications/Alerts: We may use push notifications and alerts to notify you of services and/or
products that you have expressed interest in on multiple devices. If you no longer wish to receive these
types of communications, you may turn them off at the device level. To ensure you receive proper
notifications, we may need to collect certain information about your device such as operating system
and user identification information. You may opt-out of push notifications or alerts through your
browser settings.

e. Third Parties: When you register with the Sites, you explicitly authorize us to share your information
with our client network/vendors so that they may contact you via email, SMS, telephone and/or direct
mail. Specifically, at registration you agree to receive autodialed or prerecorded calls (including to
mobile numbers) and texts and emails from Digitalrate.info and its affiliates, partners,
and vendors to the phone numbers (including mobile numbers) and email addresses you provide to
Digitalrate.info today or in the future and to any phone numbers or email addresses subsequently
associated with you by Digitalrate.info or its affiliates or marketing partners, affiliates or vendors.
Message and data rates may apply. You understand and agree that your consent is not a condition,
directly or indirectly of a purchase.

Digitalrate.info will share the personal information that you provided with our network of clients
including but not limited to: mortgage bankers, mortgage brokers, credit consultants, insurance brokers
or any other business in our network that may be related or unrelated to the service or product you
have expressed interest in. As a result, different types of businesses unrelated to your inquiry may be
provided your information and may contact you.

Your information, including your PII, may be sold to client network/vendors. We may also sell your
information, including your PII to other affiliated companies, and with other vendors and business
partners. Some business partners include companies who provide business services to us or on our
behalf, such as to market products or services to you, monitor Services activity, help to maintain our
customer database, and administer e-mails, surveys or other contests.

f. Opt-Out: If you decide that you are no longer interested in receiving SMS or email communications
from us, you may follow the instructions in our SMS or emails to unsubscribe from our email list or by
emailing us at: contact@digitalrate.info. If you wish to opt-out of disclosure and to be excluded from our
mailing list, please email us at: contact@digitalrate.info. As to communications from our client
network/vendors, affiliated companies, vendors and business partners, please follow the instructions to
opt-out in those entities’ communications.

g. Legal Compliance/Other Information Disclosure: We also reserve the right to disclose your
information in good faith as required by law, in response to legal process including law enforcement
requests, and with any person or entity that may acquire all or any part of our business or assets, in
connection with any change in control of us, and where needed to prevent fraud and to protect the
safety, property, or legal rights of users of the Services or our affiliates. We may also disclose your
information to manage and protect our information technology infrastructure and security. We may also
disclose your information for any other purpose with your consent. We may share non-PII at any time
for any purpose.

4.0 Unsubscribe, Opt-Out or Revoke

You may revoke consent at any time for any use of PII collected from you under this Privacy Policy. To
revoke consent, indicate by emailing us at contact@digitalrate.info with the word “revoke Personal
Information” in the subject line. PLEASE NOTE: Data collected may be sold or transferred to our client
network/vendors which takes place immediately in real-time. Should you decide to unsubscribe, opt-out
or revoke consent, your data may have already been sent to our client network/vendors. We cannot
revoke your information from a third party if it has already been sold. We will remove your PII from our
internal programs and further communication from Digitalrate.info will cease.

5.0 Third Party Information Collection/”Do Not Track”

With respect to Ad Servers: To try and bring you offers that are of interest to you, we have relationships
with other companies that we allow to place ads on our Site. As a result of your visit to our Site, ad
server companies may collect information such as your domain type, your IP address and clickstream
information. For further information, consult the privacy policies of the companies representing the ads
or http://www.google.com/privacy_ads.html.

Third parties with whom we partner to provide certain features on the Site or to display advertising
based upon your web browsing or application activity use Flash cookies and HTML5 to collect and store
information. Various browsers may offer their own management tools for removing HTML5. To manage

Flash cookies, please click here:

http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07. html

“Do-Not-Track” is an optional browser setting that allows you to express your preferences regarding
tracking by advertisers and other third-parties. We do not currently respond to Do-Not-Track signals.

If you wish to limit the collection of information by us or third party partners to provide you with
advertising based upon your website browsing activities and interests, you may click
[http://preferences-mgr.truste.com] to opt out. To opt out of targeted advertising on your mobile
device, iOS users can click here: https://support.apple.com/en-us/HT205223 to learn how to limit ad
tracking and Android users can click here: https://support.google.com/ads/answer/2662922?hl=en to
learn how to opt out of interest-based ads. Please note that opting out of interest-based/targeted
advertising does not limit all advertising. You will continue to receive generic advertisements.

6.0 Privacy Policies of Third Parties

a. This Privacy Policy only addresses the Services offered by us.

b. Other websites or services, such as those websites we provide links to, websites or services you may
have clicked-on that directed you to the Services, or websites that may be accessible to you through the
Services, have their own privacy policies regarding data collection, use and disclosure practices. If you
visit any such website, we encourage you to review that website or service’s privacy policy.

c. We are not responsible for the policies or practices of third parties.

7.0 Editing and Requesting Your Information

a. We will permit you to change your profile settings. Even after you remove your information from your
profile, copies of your information may remain viewable elsewhere to the extent it has been shared with
others or it was copied or stored by other users. We may also be required to retain your information by
law or for legitimate business purposes, such as to prevent identity theft or other misconduct.

b. We will permit you to request a copy of your PII that we have collected about you by emailing us at
contact@digitalrate.info.
c. You can also correct factual inaccuracies in this information by emailing us at contact@digitalrate.info.

8.0 Storage and Security

a. We will retain PII, including user location information, only as long as our business needs require. We
will then destroy or render unreadable any such information upon disposal.

b. We believe the security of your information is a serious issue and we are committed to protecting the
information we receive from you. We use commercially reasonable security measures to protect against
the loss, misuse and alteration of your information under our control.

c. Depending on site requirements, we may employ Secure Sockets Layer (SSL) encryption technology to
transmit data between a consumer’s browser and our web server. To use our websites, a consumer will
need an SSL-capable browser such as MS Internet Explorer 4.0 (or higher) or Netscape Navigator 4.0 or
higher.

d. We require that client network/vendors handle consumer information under confidential conditions.

e. Notwithstanding such security measures, please be aware that no security measures are perfect or
100% secure, and we cannot guarantee the security of any information transmitted to or from the
Services.

f. Although we have agreements and vetting procedures in place for third parties, We are not
responsible for the actions of any third parties that may receive any such information.

g. You should note that the security of your personal information also depends on you. Please do not
communicate any information to us through unsecured channels, such as when you are in public areas.
Where we have provided you or you have chosen a password, access code, or similar security feature,
you must keep the password, access code or security feature confidential. Please do not share your
password with anyone. If you believe your password or account has been compromised, please contact
us immediately at contact@digitalrate.info.

9.0 Minors and Privacy Issues

a. Children’s Online Privacy Protection Act- This site is intended to be used by people the age of 18 and
older. We do not knowingly allow any users under the age of thirteen to use our service. However, if you
become aware of the existence of a user who is under the age of thirteen, or that an individual under
thirteen has provided their information to us, contact us immediately with details at
contact@digitalrate.info. If you have been reported as being below thirteen by another person, we may
request that you verify your age to us, including providing us a copy of your photo ID as a condition of
your continued use of our service.

b. No part of the Services is designed to attract anyone under the age of 18.

c. Children under the age of 18 may not use the Services.

d. If you are a parent or guardian and believe that your child under the age of 13 has provided personal
information to us, you may contact us to request this information be deleted.

e. California Privacy Rights-We permit residents of the State of California to use our Service, and comply
with the California Business and Professions Code §§ 22575-22579. If you are a California resident, you
may request certain information regarding our disclosure of personal information to any third parties for
their direct marketing purposes. Various provisions throughout this Privacy Policy address requirements
of the Californian privacy statutes. In summary, you must presume that we collect electronic
information from all visitors. You may contact us at contact@digitalrate.info with any questions.

10.0 Changes to Privacy Policy

a. We may change this Privacy Policy at any time. When we do, we will revise the updated date at the
bottom of this page. The revised Privacy Policy will be effective immediately when posted on the
Services We encourage users to frequently check this page for any changes to stay informed about how
we are helping to protect the personal information we collect.

b. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically to
learn of any revisions to this Privacy Policy.

c. Your continued use of the Services after the effectiveness of such revisions will constitute your
acknowledgment and acceptance of the terms of the revised Privacy Policy.

d. If a change would authorize the use of your PII for a new or materially different purpose, then we will
send you an email notification. It is your responsibility to ensure that we have a current, working email
address on file for you.

11.0 Contact Information

a. If you have any comments or questions regarding our Privacy Policy, or to report abuse of any PII
collected under this Privacy Policy, please email us at contact@digitalrate.info or write to us with your
specific instructions at: Digitalrate.info, 70 S. Val Vista Dr, Ste A3 #477, Gilbert, AZ 85296

b. For more information about protecting your privacy, you may wish to visit: http://www.ftc.gov.

Terms and Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. By providing the information
required by digitalrate.info website (the “Site”), you will be enabling digitalrate.info (“we,” “us” or
“our”) to provide such information to its third party partners (the “Partners”), who will be contacting
you to provide you quotes for their loan products. In signing up on the Site, you are deemed to have
agreed to these terms and conditions of use (“Terms and Conditions”).

This Site is provided for your and others’ personal, non-commercial use, subject to these Terms and
Conditions of use and all modifications thereto, and any other rules or guidelines, including (without
limitation) any sweepstakes rules that may be published from time to time on this Site. We reserve the
right to modify the Site and any element thereof from time to time, for any reason without notice. You
should check these Terms and Conditions periodically for changes, as we also reserve the right to modify
them at any time. Your use of the Site following any modifications to these Terms and Conditions shall
be deemed to be your assent to any such modifications.

Services: This Site provides information on financial services or products for consumer review and allows
consumers to request additional information through an inquiry. Personal information submitted in
connection with this Site is subject to our Privacy Policy. For more information, see our Privacy Policy.

Loan Products

The Partners will contact you with loan information. Please note that such information should not be
used as the sole basis for your loan decision, and may not meet your particular needs. Please seek the
advice of an appropriate professional regarding the assessment of the loan information provided as a
consequence of your registration on the Site. This Site does not (nor do we) provide loans or act as a
broker in connection therewith.

Conditions for Use of the Site

As a condition to your visit and use of the Site, you represent and warrant that:

1. You are at least 18 years of age and possess the legal authority to enter into an agreement and to use
the Site in accordance with these Terms and Conditions;

2. All information supplied by you is true and accurate (without limitation of the foregoing, the provision
of any speculative, incorrect, misleading, false or fraudulent information is prohibited);

3. You understand and agree that digitalrate.info may share personally identifiable information and
other information provided by, and aggregated information about, you and other users with its Partners,
sponsors, advertisers, service providers and marketers, lookup and reference services, other unaffiliated
third parties, and other entities that digitalrate.info believes are able to provide its users with special
offers and opportunities, as more fully described in the digitalrate.info Privacy Policy.

4. You understand that abuse of the Site may result in your being denied access to such Site, as
determined by digitalrate.info in its sole discretion;

5. You understand and agree that, in addition to these Terms and Conditions, the Site will be governed
by the official rules applicable to the promotion or offer, if any;

6. You will not:

a. Harvest, sweep, or use any other means, to collect information about users of the Site;

b. Use automated means, including spiders, robots, bots, scripts, crawlers, or the like, in connection with
any activity on the Site;

c. Resell, assign, sublicense, otherwise transfer, or delegate your rights or obligations under these Terms
and Conditions without the prior express written authorization of digitalrate.info;

7. Modify, publish, transmit, transfer or sell, reproduce, create derivative works from, distribute,
perform, link, display or in any way exploit any Site content; or

8. Except as otherwise expressly permitted on the Site, use any information you may obtain from the
Site (including without limitation, user information) to send any other person unsolicited messages,
commercial or otherwise, by electronic, telephonic, postal or other means. digitalrate.info may reject
any registration application from any person with or without cause at its sole discretion. digitalrate.info
reserves the right to terminate a user account in the event that such user provides false or misleading
registration information or otherwise violates any term of these Terms and Conditions (as determined
by digitalrate.info in its sole discretion). Your status as a registered user creates only a customer
relationship with digitalrate.info and does not create an employment relationship, an independent
contractor relationship, an agency relationship, or any other relationship.

Compliance With Law

By visiting this Site or participating in games and activities on the Site, you agree to comply with all
relevant local, state, provincial, and national laws and/or regulations that may be applicable to your
visitation and/or participation.

Third Party Content/Promotions, Third Party Products, and Third Party Site Activities

The Site may display and make available content, promotions, advertisements, and offers provided by
third parties, including the Partners (“Third Party Promotions”), as well as goods and services offered by
third parties, including the Partners (“Third Party Products”). You understand and agree that we shall
not be responsible and shall have no liability for any Third Party Promotion or Third Party Product or for
your activities on any third party sites for whom we display offers (“Third Party Site Activity”), and that
you participate in or choose to click on a Third Party Promotion, purchase and/or use a Third Party
Product, or participate in a Third Party Site Activity solely at your own risk. You agree that your sole
remedy in connection with any Third Party Promotion, Third Party Product or Third Party Site Activity
will be with the applicable third party offering the Third Party Promotion, Third Party Product or Third
Party Site Activity and that you shall have no remedy against us arising from your use of (or participation
in), or inability to use (or participate in), any Third Party Promotion, Third Party Product or Third Party
Site Activity.

Intellectual Property Rights

The Site contains intellectual property owned by digitalrate.info and other parties. As between
digitalrate.info and you, digitalrate.info is the sole owner of the Site and all materials on or available
through the Site, including without limitation, all applicable U.S. and non-U.S. copyrights, patents,
trademarks, and trade secrets, and other intellectual property rights thereto (collectively, the “Site
Content”).

Except as otherwise specifically provided in these Terms and Conditions, you may not download or save
a copy of the Site content or any portion thereof, for any purpose; however, you may print a copy of
individual screens appearing as part of the Site content solely for your personal, non-commercial use or
records, provided that any digitalrate.info or other marks, logos or other legends that appear on the
copied screens remain on, and are not removed from the printed or stored images of such screens.
Except as otherwise expressly permitted herein, you may not modify, copy, publish, display, transmit,
adapt or in any way exploit any portion of the Site content unless you first obtain prior written consent
from us — and from all other entities with an interest in the relevant intellectual property. To seek our
permission, you may write to digitalrate.info at the address provided below. Any unauthorized attempt
to modify any Site content, to defeat or circumvent our security features, or to utilize this Site for other
than its intended purposes is strictly prohibited.

Linked Sites

You may be able to link to third parties’ Web sites (“Linked Sites”) from the Site. Linked Sites are not,
however, reviewed, controlled or examined by digitalrate.info in any way and digitalrate.info is not
responsible for the content, availability, advertising, products or other materials of any such Linked
Sites, or any additional links contained therein. Except as otherwise noted on the Site, these links do not
imply Digitalrate.info endorsement of or association with the Linked Sites. It is your sole responsibility to
comply with the appropriate rules and guidelines, if any, applicable to the use of the Linked Sites. In no
event shall digitalrate.info be liable, directly or indirectly, to anyone for any loss or damage arising from
or occasioned by the creation or use of links to the Linked Sites, the Linked Sites themselves, your
participation in activities on such Linked Sites, or the information, material, products or services
accessed through these Linked Sites. You should direct any concerns to that site’s administrator or
webmaster. Digitalrate.info reserves the exclusive right, at its sole discretion, to add, change, decline or
remove, without notice, any feature or link to any of the Linked Sites from the Site and/or introduce
different features or links.

Other sites may link to the Site only through a plain-text link. Permission must be granted by us for any
other type of link. To seek our permission, you may write to digitalrate.info at the address provided
below. We reserve the right, however, to rescind any permission granted by us to link through a plaintext
link or any other type of link, and to require termination of any such link to the Site, at our
discretion, at any time.

Submissions

Any notes, postings, ideas, suggestions, concepts, or other material submitted through this Site via email
or any means that we may create or provide in the future will become our property throughout the
world and we shall be entitled (without compensation to any party) to use such material in perpetuity in
any form and manner in any media, whether known or hereafter devised, and you will not have any
claim against us with respect to such use. You agree that, in the event you make a submission to us, it is
original with you and accurate and does not violate, and its use will not violate, the rights of any third
party or any applicable law or ordinance.

Privacy Policy

The information collected and used on the Site is governed by the digitalrate.info Privacy Policy.

Infringement and Regulatory Complaints

digitalrate.info will cooperate with any law enforcement authorities and comply with any judicial order
requesting or directing us to disclose the identity of anyone uploading, downloading, or posting
materials, or otherwise using this Site in violation of any applicable federal, state, or local laws.

Disclaimer of Warranties

Except as expressly set forth herein, digitalrate.info is not responsible for any incorrect or inaccurate
information or entry of information, whether caused by users of the Site or by any of the equipment or
programming associated with or utilized in connection with the Site or the products or services provided
on or through the Site, or by any technical or human error which may occur in the processing of
information received by us. digitalrate.info assumes no responsibly for any error, omission, interruption,
deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or
authorized access to, or alteration of, information received or submitted in connection with the Site.
digitalrate.info is not responsible for any problems, errors or technical malfunction of any telephone
network or lines, computer on-line systems, servers or providers, computer equipment, or software, or
any failure of e-mail on account of technical problems or traffic congestion on the Internet or at any web
site or combination thereof, including injury or damage to participants or to any other person’s
computer related to or resulting from use of the Site or Site Content.

THIS SITE, INCLUDING THE SITE CONTENT IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT
WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITATION OF THE FOREGOING,
Digitalrate.info, AND ITS PARENT, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS,
ADVERTISORS, SUCCESSORS AND ASSIGNS SPECIFICALLY DISCLAIMS ANY AND ALL WARRANTIES,
INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY,
APPROPRIATENESS, RELIABILITY, TIMELINESS, USEFULNESS, OR OTHERWISE OF THE SITE, AND THE SITE
CONTENT; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. Digitalrate.info DOES NOT WARRANT OR
GUARANTEE (1) THAT ANY PORTION OF THE SITE OR THE SITE CONTENT WILL BE FREE OF INFECTION BY
VIRUSES, WORMS, TROJAN HORSES OR ANYTHING ELSE MANIFESTING CONTAMINATING OR
DESTRUCTIVE PROPERTIES; OR (2) THAT ACCESS TO THE SITE OR SITE CONTENT WILL BE
UNINTERRUPTED OR ERROR-FREE.

SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES. IN SUCH
JURISDICTIONS, THE FOREGOING DISCLAIMERS MAY NOT APPLY TO YOU INSOFAR AS THEY RELATE TO
IMPLIED WARRANTIES.

Limitation of Liability

IN NO EVENT WILL digitalrate.info, ITS PARENTS, SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES,
LICENSORS, ADVERTISERS, SUCCESSORS AND ASSIGNS AND THEIR RESPECTIVE OFFICERS, DIRECTORS,
AND EMPLOYEES AND SHAREHOLDERS BE LIABLE TO ANY PARTY (i) FOR ANY INDIRECT, DIRECT, SPECIAL,
PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES
FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION,
AND THE LIKE), OR ANY OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE,
RELIANCE ON, OR INABILITY TO USE THE SITE OR SITE CONTENT, EVEN IF ALL SUCH PARTIES SHALL HAVE
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION,
WHETHER IN CONTRACT, TORT, OR OTHERWISE; OR (ii) FOR ANY CLAIM ATTRIBUTABLE TO ERRORS,
OMISSIONS, OR OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF THE SITE OR THE SITE
CONTENT.

Indemnification

You agree to defend, indemnify and hold digitalrate.info, its parents, subsidiaries, partners, agents,
affiliates, licensors, advertisers, successors and assigns and their respective officers, directors,
employees and shareholders harmless from any and all claims, liabilities, costs and expenses, including
reasonable attorneys’ fees, arising in any way from, in connection with or as a result of your use or
inability to use the Site and or Site Content, any information provided to you by the Site, or any violation
of these Terms and Conditions by you.

YOU HEREBY AGREE TO WAIVE ALL LAWS THAT MAY LIMIT THE EFFICACY OF SUCH RELEASES. FOR
EXAMPLE, YOU SPECIFICALLY AGREE TO WAIVE THE PROVISIONS OF CALIFORNIA CIVIL CODE SECTION
1542, WHICH PROVIDES “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR
DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE,
WHICH IS KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

You acknowledge and agree that, regardless of any statute or law to the contrary, any claim or cause of
action you may have arising out of, or relating to, your use of the Site or Site content must be filed
within one (1) year after such claim or cause of action arises, or forever be barred.

Release

YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE DIGITALRATE.INFO AND ITS
SERVICE PROVIDERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES,
INFORMATION PROVIDERS, AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS,
EMPLOYEES AND ALL OTHER RELATED, ASSOCIATED, OR CONNECTED PERSONS FROM ANY AND ALL
MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES,
OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER WHETHER
KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER EXIST, WHICH ARISE FROM, RELATE TO, OR ARE
CONNECTED WITH YOUR USE OF THE SERVICE.

Limitation of Liability

IN NO EVENT WILL WE, OUR SUBSIDIARIES, PARTNERS, AGENTS, AFFILIATES, LICENSORS, SUCCESSORS
AND ASSIGNS AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYEES AND SHAREHOLDERS BE
LIABLE TO ANY PARTY (i) FOR ANY INDIRECT, DIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR
CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF BUSINESS
PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE), OR ANY
OTHER DAMAGES ARISING IN ANY WAY OUT OF THE AVAILABILITY, USE, RELIANCE ON, OR INABILITY TO
USE THE SITE/SERVICES OR SITE/SERVICES CONTENT, EVEN IF ALL SUCH PARTIES SHALL HAVE BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION,
WHETHER IN CONTRACT, TORT, OR OTHERWISE; OR (ii) FOR ANY CLAIM ATTRIBUTABLE TO ERRORS,
OMISSIONS, OR OTHER INACCURACIES IN, OR DESTRUCTIVE PROPERTIES OF THE SITE/SERVICES OR THE
SITE/SERVICES CONTENT. YOU AND WE AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR
RELATED TO OUR SERVICE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION
ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION
OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, OUR
LIABILITY IN SUCH JURISDICTION SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

ARBITRATION AGREEMENT AND CLASS ACTION WAIVER- This arbitration provision limits your and
digitalrate.info’s ability to litigate claims in court and you and digitalrate.info each agree to waive your
respective rights to a jury trial or a state or federal judge. You agree that you will not file any lawsuit
against us in any state or federal court.

BY ACCESSING AND/OR USING ANY DIGITALRATE.INFO SITE/SERVICES OR SERVICES, YOU AGREE TO
THESE TERMS AND CONDITIONS OF THIS ARBITRATION AGREEMENT. DO NOT USE DIGITALRATE.INFO
SERVICES OR SUBMIT ANY CONTACT INFORMATION IF YOU DO NOT AGREE TO THESE TERMS.

THIS AGREEMENT IS BINDING TO ARBITRATE ALL CLAIMS. YOU AGREE THAT DISPUTES BETWEEN YOU
AND DIGITALRATE.INFO WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE
YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.
THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU DIGITALRATE.INFO WILL BE RESOLVED
BY BINDING, INDIVIDUAL ARBITRATION AND NOT IN COURT OR BY JURY TRIAL. IF A DISPUTE IS
ARBITRATED, YOU GIVE UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS
MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST DIGITALRATE.INFO INCLUDING ANY RIGHT TO
CLASS ARBITRATION OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS.

If a dispute arises, you and we agree to try for 60 days to resolve it informally. If no resolution results
from this informal process, you and we agree to binding individual arbitration before the American
Arbitration Association (“AAA”) under the Federal Arbitration Act (“FAA”), and not to sue in court in
front of a judge or jury. As an alternative, a neutral arbitrator will decide and the arbitrator’s decision
will be final except for a limited right of appeal under the FAA. Class action lawsuits, class wide
arbitrations, private attorney-general actions, and any other proceeding where someone acts in a
representative capacity aren’t allowed. Nor is combining individual proceedings without the consent of
all parties.

You agree that the Arbitrator will have sole and exclusive jurisdiction over any dispute you have with us.
The Federal Arbitration Act allows for the enforcement of arbitration agreements and governs the
interpretation and enforcement of the agreement to arbitrate.

If any provision of this Arbitration Agreement is found to be invalid or unenforceable, then that specific
provision shall be of no force and effect and shall be severed, but the remainder of this Arbitration
Agreement shall continue in full force and effect. No waiver of any provision of this Arbitration
Agreement will be effective or enforceable unless recorded in a writing signed by the party waiving such
a right or requirement. Such a waiver shall not waive or affect any other portion of this Agreement. This
Arbitration Agreement will survive the termination of your relationship with us.

Miscellaneous

All of these Terms and Conditions shall be binding upon and inure to the benefit of the parties hereto
and their respective successors and permitted assigns. If any provision of these Terms and Conditions is
held to be invalid or unenforceable, such provision shall be modified or eliminated to the minimum
extent necessary and the remaining provisions shall be enforced. These Terms and Conditions constitute
the entire agreement between the parties hereto, and supercede any other agreement, promise, or
practice between the parties relating to the subject matter hereto. We reserve the right to terminate
these Terms and Conditions and/or to terminate your access to and ability to use the Site (or any
portion thereof), at any time (with or without notice). No waiver by either party of any right hereunder
shall constitute a waiver of this or any other right.

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